Don’t Merge Money Without This Chat: Conversations Every Couple Should Have Before Combining Finances When your relationship moves from “What’s your coffee order?” to “Should we get a joint account?”, it’s time to talk money. Sure, it’s not the most romantic topic—but...
Money Management Articles
Why a Financial Plan Changes Everything
“Why a Financial Plan Changes Everything” “A goal without a plan is just a wish.” – Antoine de Saint-Exupéry Let’s be real—life doesn’t come with a manual. We all want to live well, support our loved ones, enjoy experiences, and eventually retire in comfort. But how...
Paycheck, Where you at?
Let’s Talk About the Paycheck-to-Paycheck Life Let’s be honest: if you’ve ever waited for payday like your life depended on it, you’re not broken—you’re just stuck in a cycle that a lot of people are quietly navigating. And if your bank balance seems to magically...
Financial Stress Is Real — Here’s How to Breathe Through It
Let’s talk about the thing that’s been sitting at the back of your mind lately: money stress. That low buzz of anxiety when the bills come in, the slight dread before opening your banking app, or the 2AM mind spiral that starts with “What if I lose my job?” and ends...
Break Up With Your Negative Money Beliefs
Money can be a loaded topic. For some, it sparks feelings of stress and inadequacy. For others, it brings out guilt or even shame. But have you ever wondered why? Where do these negative emotions about money come from? And more importantly, how can we change them?...
Why Financial Goals Matter
Welcome back to The Money Brew with Kylie Sultana, co-founder of Creo Wealth. I'm Kylie Sultana, your host and co-founder of Creo Wealth. As I celebrate our business's 10th anniversary and my firstborn’s 25th birthday, I'm reminded of the importance of setting...
The Real Cost of Waiting to Invest (Hint: It’s More Than Just Dollars)
Ever waited just a little too long to grab a plane ticket and then ended up paying double? Or maybe you waited to book a table at that popular restaurant, only to find they’re booked out? Waiting to invest is a lot like that—except instead of missing dinner, it could...
Investing. Not so scary, after all.
One of the best things about investing early is that it gives your money time to grow. Investing doesn’t have to be intimidating or reserved for financial “experts.” The best time to start investing is as soon as you’re ready (spoiler: that might be right now).
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Kylie is the Yin to Anthony’s Yang.
With a Diploma in Financial Planning, she’s spent over 25 years in the financial services industry, using her knowledge and skills to successfully weave an adoration of style and travel, alongside business, into her life.
While Kylie brings experience and knowledge from brands like ANZ, HSBC, Deutsche Bank and Merrill Lynch, she also brings heart and inspiration to Creo Wealth. This shows in how she manages the Creo Wealth team who feel appreciated by Kylie (oh, and Anthony too!)
But Kylie’s heart and inspiration doesn’t stop there. She’s a huge spender and certifiable shoe addict. This, along with her upbringing, means Kylie truly understands how hard it is to get in touch with your money story.
She’s on a mission to educate people to help them understand their money story. And then give them the tools to begin rewriting it. Kylie loves to use her stylish shoes to kick-start people’s confidence to set and reach their financial goals.
And the fun part for Kylie?
She always looks classy when she challenges Anthony for that last M&M.


